Investor overview · Controlled pilot

Investor overview

Digital asset payment controls — check risk, apply business rules and use protected settlement workflows.

Protection stack
Cardinal IntelligenceControlled pilot
Transaction effectsPilot
Business rulesPilot
SafeSend and EscrowTestnet

Payment Risk

Businesses accepting or sending digital asset payments need to confirm the payment, sending and receiving addresses, network and internal approval requirements before they proceed. Blockchain payments can be difficult or impossible to recover after settlement.

Existing tools often separate risk information from the operational decision, leaving teams to interpret technical data and document the outcome themselves.

Cardinal Approach

Cardinal is designed to bring payment checks, address evidence, configurable business rules and controlled settlement into one workflow. The result is a clear ALLOW, REVIEW or BLOCK decision with supporting reasons.

SafeSend and Escrow currently operate on the Arbitrum Sepolia test network. SafeReceive, explainable policy controls and the business portal are available for controlled demonstration and design-partner evaluation.

Protected Lifecycle

A consistent process for incoming and outgoing digital asset payments.

01
Record payment terms
02
Check the payment and addresses
03
Apply business rules
04
Review the decision
05
Use controlled settlement
06
Record the outcome

Decision Framework

Five layers. One decision: allow, review, or block.

L1Payment detailsL2Address evidenceL3Network validationL4Business rulesL5Settlement controls

Commercial Opportunity

Cardinal is initially focused on businesses and platforms that need a documented, repeatable process for digital asset payments, including property businesses, professional firms, wallets, exchanges and payment providers.

2
Payment directions: incoming and outgoing
3
Pilot networks used for payment checks
3
Decision outcomes: allow, review, or block
2
Testnet settlement workflows: SafeSend and Escrow

Revenue Model

Transaction fees

Usage-based revenue from protected settlement workflows

Enterprise subscriptions

Recurring access to policy, evidence and reporting controls

API access

Usage-based payment checks for platforms and developers

Embedded solutions

Branded workflows for payment and wallet partners

Differentiation

CapabilityPurposeCurrent status
Payment risk checksEvaluates supported payment, address and network dataPilot
Business rulesProduces an ALLOW, REVIEW or BLOCK decisionPilot
SafeSendAdds review time before a testnet transfer settlesTestnet
EscrowProvides two-party conditional settlement on testnetTestnet
SafeReceiveChecks incoming payment source and provenanceControlled pilot
Customer PortalAdds review queues, policy controls and evidence historyControlled pilot
  • One lifecycle for checking, deciding, settling and recording a digital asset payment.
  • Evidence is designed to include its source and date so a reviewer can understand the decision.
  • Business rules produce a clear ALLOW, REVIEW or BLOCK outcome rather than an unexplained score.
  • New controls extend the existing SafeSend and Escrow testnet workflows instead of replacing them.

Product Vision

Cardinal is not intended to replace a customer's wallet, payment provider or existing approval process. It is designed to add a consistent control layer across incoming payments, outgoing payments and protected settlement.

The long-term objective is to help businesses manage digital asset payments with the clarity and accountability they expect from enterprise payment systems.

Current investor materials

Request the latest investor pack

We provide current product status, commercial assumptions and roadmap materials directly so investors always receive the latest reviewed version.

Request investor materials →